StL Buyer Guide
Making Sense of the Home Buying Process

Archive for the ‘Loan Qualifications’ Category

Loan (pre) Approval vs. Loan Commitment

January 25, 2012

The process of getting a home mortgage can be confusing. Its confusing mostly because its overwhelming. Lender spin accounts for a little confusion too. Lastly, the consumers desire for things to be simple makes it more overwhelming still. One thing that trips up a lot of buyers is the pre-approval. There’s the pre-approval mantra we [...]

Preferred Lender Myths

January 17, 2012

One of the most common confusing things about buying a home is the home mortgage. Most Realtors that work daily in the business have great lenders that they refer out.  Clients often perceive that this is because of some kickback or benefit that the lender gives out.  In reality, this is more because the headaches [...]

Ten Commandments for St Louis Home Buyers

August 19, 2011

In our world, characterized by instant gratification, many home buyers have difficulty understanding that there are several processes involved in home buying. Looking is an exception. It doesn’t take a rocket scientist to figure out that the selection process sometimes takes time. I will admit though, I’ve had buyer’s apologize to me for what they [...]

Your First Reality Show!

June 14, 2010

Last week a production assistant with the show “My First Place” called to let us know that the show is recording episodes this summer and fall in ST LOUIS! She found us online and wanted us to pick out some of our buyer’s to apply for the show. For some, buying their first home is [...]

The Mystery of Credit Scoring

March 6, 2010

In my experience, there appears to be a great deal of confusion about what makes up a persons credit score and what affects it the most. In the insurance business, as an employer, as a landlord, and in real estate (indirectly) I am involved in discussing credit scores with the public. I’ve had people tell [...]

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